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Hialeah Chapter 7 Bankruptcy Lawyer

Serving Clients in the Hialeah Area and Throughout South Florida

Chapter 7 bankruptcy is one of the most common forms of individual bankruptcy and can provide debt relief in a very short time frame. Although Chapter 7 is so prevalent, it is nonetheless filled with many complex steps. To ensure that you do not miss anything in this complicated process, you should have the assistance of a Hialeah Chapter 7 bankruptcy attorney.

We at the Law Office of Yvette Gonzalez Costa, P.A., draw upon our more than a decade of experience and cutting-edge bankruptcy knowledge to give you custom-tailored advice about Chapter 7 and other bankruptcy options. We understand that being in dire financial straits is stressful, so we do everything we can to minimize your anxiety and make the process easy for you.

In addition to debt relief, filing for bankruptcy will also stop harassing phone calls from creditors. Once you file for bankruptcy, creditors cannot contact you without the court's approval.

Regain Control of Your Finances Through Chapter 7 Bankruptcy

Chapter 7 classifies certain property as exempt, meaning it cannot be claimed by the bankruptcy trustee. The trustee will sell any property that is not exempt, and the proceeds will be given to your creditors. Any remaining unsecured debt not paid off by the proceeds is eliminated. Although the concept of Chapter 7 is straightforward, in reality there are many factors that affect the process. These include:

Income-based eligibility: You must qualify for Chapter 7 based on income under the Median Income Test.

Time frame: An uncontested Chapter 7 bankruptcy, on average, lasts around 180 days from the date of filing.

Property you keep: Exempt property may include all of your household furnishings and much of the personal property that you own, depending on your specific circumstances.

Discharged debts: Unsecured debt such as medical debt and credit card debt can be eliminated in bankruptcy.

We can help you understand exactly what property you will be able to keep and what debts will be discharged.

Contact a Miami Lakes Attorney for Help Stopping Creditor Harassment

To schedule a free initial bankruptcy consultation with an experienced lawyer, contact us at 800-648-7063 or fill out our online form.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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