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Hialeah Chapter 13 Bankruptcy Lawyer

Comprehensive Bankruptcy Representation Throughout South Florida

If you do not qualify for Chapter 7 bankruptcy under the Median Income Test or cannot file Chapter 7 for other reasons, Chapter 13 bankruptcy provides you with another way of obtaining relief from your debt. Unlike Chapter 7, where non-exempt assets may be sold to satisfy your creditors and then debts are discharged, Chapter 13 utilizes a repayment plan model that allows you to keep your property. At the Law Office of Yvette Gonzalez Costa, P.A., our dedicated legal team can help you create a repayment plan that fits your financial situation and allows you to receive the full benefits of the bankruptcy process.

When you come to our office, a Hialeah Chapter 13 bankruptcy attorney analyzes your situation directly. We then help you understand all of your options for debt relief, and an attorney will personally answer all of your questions. We strive to be a comforting presence for you during this difficult time in your life — we will be there for you at all stages of your case, so that you always have a trusted adviser to turn to.

Chapter 13 Bankruptcy Process

With the assistance of a skilled attorney, the Chapter 13 process can be a straightforward and manageable debt relief solution. After filing for bankruptcy, the first step in a Chapter 13 bankruptcy involves setting up a payment plan. This plan creates one monthly payment to the bankruptcy trustee. The repayment plan may last from 36 to 60 months depending on your unique situation.

Your remaining unsecured debt will be discharged if you make all of your required payments for the entire repayment period. The process also allows you to catch up on your secured debt payments. This allows you to keep the property attached to this debt, such as your house, and continue to make payments on time in the future.

Contact a Miami Lakes Attorney to Stop Foreclosure

To arrange a free initial bankruptcy consultation with an accomplished lawyer, contact us at 800-648-7063 or fill out our online form.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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